Real Estate Finance

Strategic Commercial Property Finance Advice for UK Businesses and Investors

Expert Commercial Real Estate Finance Lawyers for Banks and Specialist Lenders

At Seddons GSC, our Real Estate Finance team provides strategic, commercially astute legal advice to banks, institutional investors, and specialist lenders, guiding them through complex property financing transactions.

We advise across the full spectrum of real estate finance transactions, including acquisitions, investment, development and portfolio financings. Our team offers end-to-end support, from structuring loan and security arrangements to the preparation and negotiation of finance documentation, while working seamlessly alongside valuers, monitoring surveyors, and other professional advisers to ensure transactions are executed with precision and efficiency.

Combining technical excellence with deep commercial insight, our specialist solicitors deliver clear, pragmatic advice tailored to each client’s strategic objectives. Acting for both UK and international clients, we are trusted to manage sophisticated transactions, mitigate risk, and deliver consistently successful outcomes.

Services Include:

Our team drafts, reviews and negotiates complex loan documentation, including facility agreements, intercreditor arrangements, security packages and related corporate authorisations.

We provide legal support on joint venture funding arrangements and mezzanine finance lenders, helping parties manage risk, define rights and restrictions and align commercial positions.

We assist with development funding arrangements, advising on loan agreements, drawdown  conditions and processes  to support successful project delivery.

We advise on loan agreements, security documentation and structures for lending secured over property situated in England and Wales including commercial, residential and land  ensuring legal documentation protects your interests and aligns with your lending terms and strategy.

Meet the Real Estate Finance Team

Our Real Estate Finance team combines specialist property finance expertise with strong commercial awareness. We harness specialties from the wider firm including banking, construction and planning to provide a seamless service.

Partner & Head of Real Estate Finance
Consultant
Senior Associate
Paralegal
Associate
Trainee Solicitor
Senior Associate
Paralegal
Senior Associate
Partner

Why Choose Seddons GSC for Real Estate Finance?

We understand that real estate finance transactions require trusted legal partners who can combine technical advice with commercial insight. Whether you are an established lender or specialist fund we deliver legal solutions designed to protect your interests and support your success.

News And Insights

Read the latest legal updates and market insights from our team on property finance, lending trends and regulatory developments.

Frances Murray hosts a webinar on “The Lifespan of Corporate Investigations – Practical & Strategic Considerations” for MBL Seminars

Shahrzad Atai features in Citywealth’s Leaders List 60-second spotlight interview

Soma Barzinji writes about the business impact of proposed Home Office settlement reforms in People Management

What Our Clients Say

Read what our clients have to say about their experience with us.

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Katy Hayward
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I have been a client with Seddons for years and they are truly excellent. My lawyer Odein Willie-Harry is exceptional. She is knowledgeable, always available, kind and considerate and most of all a rock. Selling my house was stressful but the one thing I always knew is that I could rely on her advice and support. I can't thank her and the team enough. Happy New Year Seddons! I will be back when I find a new property 😌
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hannah callaghan
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I have worked with Moshe on quite a few deals. He is super responsive, approachable and works at lightning speed. He also very good at explaining complicated matters in a very clear way. He goes above and beyond. Highly recommended.
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neil willis
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Howard Freeman acted for us on a house sale. He did a great job, clear, regular communication. He was always available and the sale was executed on time to budget. Thank you Howard. Great job.
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mark chappell profile picture
mark chappell
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Most efficient , thorough, diligent and excellent work by Lana and Howard at Seddons..managing to secure the purchase of my new home in Ealing.. Not only are they very responsive, helpful, pre active on all the issues throughout, its all done working with a most decent and amiable manner.. After what has been a long complicated journey buying a property I kept the faith with Seddons who have been with me on this quest..and this one went through in rapid time, 8 weeks from offer being accepted to completion... All queries were answered comprehensivley, additional questions and concerns covered and reports provided in good time..I didnt have to chase any answers with them, they were ahead of the game in all areas... Would highly recommend and continue to use Seddons for any legal matters...
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Alan Ganesh
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Ran was acting for the Seller in a block sale and was efficient and communicative throughout. I would be happy to recommend her to other clients
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Jack Leathem profile picture
Jack Leathem
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Great service from a great company. Very helpful and open communication through each stage. Would thoroughly recommend. m
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Mike Builds profile picture
Mike Builds
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Howard Freeman handled my property sale and purchase and I could not recommend him more highly. Flawless service, professional, thorough and friendly, very fast to respond and always happy to answer questions. Would 100% use Seddons again.
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Gleb Mineev profile picture
Gleb Mineev
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Got my ILR application handled by Soma. Got it approved, smooth process and clear communication all the way through.

FAQs

If you can’t find what you need, please contact us directly.

What is real estate finance?

Real estate finance involves the legal and commercial work associated with making loans secured over real estate assets in the UK..

Why do I need a solicitor for property finance?

A specialist solicitor ensures finance documentation is legally sound, protects your interests, addresses risk and complies with regulatory requirements. This minimises uncertainty and enhances contractual certainty.

Do you advise both lenders and borrowers?

The real estate finance team acts exclusively for lenders but the commercial property team at Seddons GSC acts for borrowers.

What types of financing arrangements do you handle?

We advise on bridging, development financing, refinancing, mezzanine and joint venture funding, loan documentation, intercreditor arrangements and related security structures.

Can you assist with negotiation of loan documentation?

Yes. We draft, review and negotiate complex loan agreements and security documents ensuring that they address our client’s requirements.

 
Do you provide advice on international financing arrangements?

Yes. We regularly advise international lenders involved in UK real estate finance transactions. We have connections with law firms around the world who can assist where borrowers or security providers are based offshore.

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