Real Estate Finance
Strategic Commercial Property Finance Advice for UK Businesses and Investors
Expert Commercial Real Estate Finance Lawyers for Banks and Specialist Lenders
At Seddons GSC, our Real Estate Finance team provides strategic, commercially astute legal advice to banks, institutional investors, and specialist lenders, guiding them through complex property financing transactions.
We advise across the full spectrum of real estate finance transactions, including acquisitions, investment, development and portfolio financings. Our team offers end-to-end support, from structuring loan and security arrangements to the preparation and negotiation of finance documentation, while working seamlessly alongside valuers, monitoring surveyors, and other professional advisers to ensure transactions are executed with precision and efficiency.
Combining technical excellence with deep commercial insight, our specialist solicitors deliver clear, pragmatic advice tailored to each client’s strategic objectives. Acting for both UK and international clients, we are trusted to manage sophisticated transactions, mitigate risk, and deliver consistently successful outcomes.
Services Include:
Loan Documentation and Negotiation
Our team drafts, reviews and negotiates complex loan documentation, including facility agreements, intercreditor arrangements, security packages and related corporate authorisations.
Joint Venture and Mezzanine Finance
We provide legal support on joint venture funding arrangements and mezzanine finance lenders, helping parties manage risk, define rights and restrictions and align commercial positions.
Development Finance
We assist with development funding arrangements, advising on loan agreements, drawdown conditions and processes to support successful project delivery.
Secured Lending and Mortgage Arrangements
We advise on loan agreements, security documentation and structures for lending secured over property situated in England and Wales including commercial, residential and land ensuring legal documentation protects your interests and aligns with your lending terms and strategy.
Meet the Real Estate Finance Team
Our Real Estate Finance team combines specialist property finance expertise with strong commercial awareness. We harness specialties from the wider firm including banking, construction and planning to provide a seamless service.
Why Choose Seddons GSC for Real Estate Finance?
- Specialist real estate finance solicitors with strong transaction and industry experience.
- Commercially focused legal advice tailored to financing structures and lending goals.
- Clear, practical guidance on complex loan documentation and risk management.
- Responsive support through negotiation, completion and post completion arrangements.
We understand that real estate finance transactions require trusted legal partners who can combine technical advice with commercial insight. Whether you are an established lender or specialist fund we deliver legal solutions designed to protect your interests and support your success.
News And Insights
Read the latest legal updates and market insights from our team on property finance, lending trends and regulatory developments.
What Our Clients Say
Read what our clients have to say about their experience with us.
Posted on Katy HaywardTrustindex verifies that the original source of the review is Google. I have been a client with Seddons for years and they are truly excellent. My lawyer Odein Willie-Harry is exceptional. She is knowledgeable, always available, kind and considerate and most of all a rock. Selling my house was stressful but the one thing I always knew is that I could rely on her advice and support. I can't thank her and the team enough. Happy New Year Seddons! I will be back when I find a new property 😌Posted on hannah callaghanTrustindex verifies that the original source of the review is Google. I have worked with Moshe on quite a few deals. He is super responsive, approachable and works at lightning speed. He also very good at explaining complicated matters in a very clear way. He goes above and beyond. Highly recommended.Posted on neil willisTrustindex verifies that the original source of the review is Google. Howard Freeman acted for us on a house sale. He did a great job, clear, regular communication. He was always available and the sale was executed on time to budget. Thank you Howard. Great job.Posted on mark chappellTrustindex verifies that the original source of the review is Google. Most efficient , thorough, diligent and excellent work by Lana and Howard at Seddons..managing to secure the purchase of my new home in Ealing.. Not only are they very responsive, helpful, pre active on all the issues throughout, its all done working with a most decent and amiable manner.. After what has been a long complicated journey buying a property I kept the faith with Seddons who have been with me on this quest..and this one went through in rapid time, 8 weeks from offer being accepted to completion... All queries were answered comprehensivley, additional questions and concerns covered and reports provided in good time..I didnt have to chase any answers with them, they were ahead of the game in all areas... Would highly recommend and continue to use Seddons for any legal matters...Posted on Alan GaneshTrustindex verifies that the original source of the review is Google. Ran was acting for the Seller in a block sale and was efficient and communicative throughout. I would be happy to recommend her to other clientsPosted on Jack LeathemTrustindex verifies that the original source of the review is Google. Great service from a great company. Very helpful and open communication through each stage. Would thoroughly recommend. mPosted on Mike BuildsTrustindex verifies that the original source of the review is Google. Howard Freeman handled my property sale and purchase and I could not recommend him more highly. Flawless service, professional, thorough and friendly, very fast to respond and always happy to answer questions. Would 100% use Seddons again.Posted on Gleb MineevTrustindex verifies that the original source of the review is Google. Got my ILR application handled by Soma. Got it approved, smooth process and clear communication all the way through.
FAQs
If you can’t find what you need, please contact us directly.
Real estate finance involves the legal and commercial work associated with making loans secured over real estate assets in the UK..
A specialist solicitor ensures finance documentation is legally sound, protects your interests, addresses risk and complies with regulatory requirements. This minimises uncertainty and enhances contractual certainty.
The real estate finance team acts exclusively for lenders but the commercial property team at Seddons GSC acts for borrowers.
We advise on bridging, development financing, refinancing, mezzanine and joint venture funding, loan documentation, intercreditor arrangements and related security structures.
Yes. We draft, review and negotiate complex loan agreements and security documents ensuring that they address our client’s requirements.
Yes. We regularly advise international lenders involved in UK real estate finance transactions. We have connections with law firms around the world who can assist where borrowers or security providers are based offshore.